Stock

The Stock API provides access to all information about stock items that are held in the iVendi platform. This information is required to build an engaging webpage about a specific vehicle.

In addition to the Stock API, we can also offer Stock Feed and Stock Broadcast integrations. The stock feed integration allows us to import vehicle stock from various providers. Once the vehicle information has been enriched and validated in the iVendi platform, the stock broadcast integration allows us to share this information with other sources, typically marketplaces.

iVendi Stock API and Integrations support:

• Vehicle Details
• Retailer Details
• Marketing elements (images, videos, attention grabbers)
• Stock Feed Integration
• Stock Broadcasting
• Industry standard and bespoke formats
• Taxonomy integrations
• Vehicle data enrichment and validation

Payment Search

Access monthly prices to allow filtering and display on search results, ensuring customers have visibility into affordable payment options. 

iVendi Payment Search API supports:

• Minimum / Maximum monthly payment
• Deposit
• Term
• Credit Tier (for risk-based pricing)

Quoting

The Quoting API allows you to retrieve quotes for new or used vehicles based on a set of parameters. You can specify ranges for terms, deposits, and mileage to display on your user interface to tailor your user journeys with accurate and personalised quotes.

Our Quoting API can be configured to retrieve representative examples for retailers that have been set in the iVendi Platform. This provides consumers with clear and transparent finance examples, fostering trust and informed decision-making.

The Quoting API also gives you access to our Universal Quoting Tool which eliminates the difficulties of using different technology in different territories, streamlines the process of integrating various lending criteria, and manages vehicle identifier codes across different countries. 

iVendi’s quoting system can be used from 3rd party tools also, allowing iVendi quoting functionality to be surfaced in existing CRM platforms. This integration can be done by API or widget.

Enhancements to the Quoting API include explanations of terms, terms and conditions, lender product content, and comprehensive information to support customers' understanding.

iVendi integrations with over 60 lender brands for quoting.

iVendi Quoting API supports:

• Product Types: Hire Purchase, Conditional Sales, Hire Purchase with Balloon, Personal Contract Purchase and Motor Loan
• Finance Deposit Allowances
• Representative Example
• Value Added Products (VAPs)
• Online and Showroom
• Override of Rate, commission, RV/balloon,
• Known and unknown vehicles
• Part-Exchange
• Tax
• Cash Back
• Negative Equity
• Credit Tier for Risk-based Pricing

Finance Checking

Determine the suitability of customers for finance options efficiently and effectively without conducting a hard credit search with instant finance checks.

The Finance Checking API supports finance pre-qualification and drives high levels of acceptance rates by integrating with credit bureaus and applying rules to gain a high confidence view of the eligibility of the consumer for various lender products.

iVendi Finance Checking API supports:

• Pre-Qualification RAG status
• Real-time results

Finance Applications

Submit vehicle finance applications for personal vehicle purchases and commercial vehicles and fleets, saving time and effort and enabling you to extend your finance services to corporate clients.

Our streamlined process allows partially completed applications to be saved and returned to later.

Ensure the accuracy and completeness of applications with internal validation before submitting them to lenders and build bespoke application forms for lenders using our schemas.

Webhooks allow status updates from lenders to be pushed to your systems in real time. Stay connected and informed, ensuring timely actions and seamless communication with partners.

The Application API can be configured with auto-submission for lenders who offer this capability.

iVendi integrates with over 25 lenders for submission. Using our Transact multi-lender finance point of sale, applications can easily be re-submitted to the same, or different lenders.

iVendi Applications API supports:

• Application form builder
• Personal finance applications
• Corporate finance applications
• Application submission
• Real-time application updates from lenders via webhooks
• Pre-validation
• Application Status

Lender Product Content

Retrieve lender-specific product information and suitability questions, enhancing your understanding of available financing options. Provide accurate and comprehensive details to customers, improving decision-making.

Lenders must prove that they have sufficient oversight of the sale of their products to comply with Consumer Duty regulations. Incorporating information that has been provided and approved by the specific lender for their into the consumer journey, explaining the differences and benefits of each finance product, ensure that products are being introduced properly and consistently and that the customer understands it before proceeding.

Lender Product Content is provided by and approved by each specific lender for their individual finance products.

iVendi Lender Product Content API supports:

• Consumer Duty requirements
• Lender product information
• Lender product videos
• Lender suitability questions
• Signposting to lender support resources

Enhanced Conversion Rates

By integrating iVendi Connect, you enable your customers to explore financing options seamlessly, resulting in increased conversions and higher customer satisfaction.

Focus on Finance

Access our industry-leading suite of automotive finance tools and features, all through a single API integration. From real-time finance quotes to streamlined loan applications, we provide the functionality you need to enhance your offering.

Compliance Included

We know that meeting and keeping up with new financial regulations can be quite a challenge. And the right technology can help automotive dealers and lenders deliver good outcomes for customers and help them meet their regulatory requirements.

That's why our finance journey includes compliance features throughout the process to help deliver good outcomes for consumers and help lenders and retailers deliver on the cross-cutting rules and expected outcomes of the FCA regulations. 

Want to know more about how our finance journey supports a compliant sales process?

Consumer Duty Compliance

Build Your Brand

With iVendi Connect, you can maintain consistency and control over your user interface. Seamlessly blend our powerful capabilities with your own design and branding elements, ensuring a cohesive and customised experience for your customers.

Instant Access to Financing Options

Gain instant access to a wide range of financing options right within your platform. Consumers can explore various loan terms, interest rates, and payment plans with just a few clicks.

Easy Implementation

Enjoy a hassle-free implementation process. We understand the importance of a smooth transition, and our team of experts will be there every step of the way to support you.

Better Buying Journeys

Simplify the path to purchase for your customers. With iVendi Connect, they can easily explore different financing scenarios, compare offers, and make well-informed decisions all within your platform.